Spending

Car Values

Kelly Blue Book  

Consumer Price Index

Bureau of Labor Statistics 

Budgeting/Spending Plan

MySpendingPlan.com (this is a free resource but does require signing-in and is paid for by advertisers on the site)

Identity Theft Procedures

Consumer.gov 1-877-438-4338 (Federal Trade Commission ID Theft Hotline) and contact one of the credit bureaus and issue a "fraud alert"

Mortgage Calculators
    for refinancing decisions

MtgProfessor.com

If you have held a 30-year mortgage for approximately 11-12 years, then you are paying more on the principal than a refinance which starts out all over again at a higher amount going to interest first. Then, the only time it would make sense to refinance is if you, indeed, were going to invest the money and earn a return greater than the net of tax deduction rate.