This site, and especially the Blog, are educational resources for people who want to think clearly about their future financial welfare. It is a place to learn about financial planning principles and take control of your life. It is also a gateway to services provided by a CERTIFIED FINANCIAL PLANNER (tm) professional - me, Phil Bour. I would like to become your partner in planning for your present and future financial security. As an Enrolled Agent (EA) I can also represent you before the Internal Revenue Service or prepare your tax returns.

I believe my 9SimpleSteps are a straightforward system to: Encourage, Equip and Educate you.

Let's determine the risk and value of your investment and tax strategies but also acknowledge the values you apply to these many life choices. Simple? Not really. Simple to state, simple to read but more difficult to follow with discipline. Think of these steps as a staircase - an integrated whole. Let's begin together.